Have you ever had a Capital One account? You could get money from a $190 Capital One Settlement June 2025! This massive payout is the result of a big data breach that affected millions of customers. If you’re wondering if you qualify, how much you can claim, and when to act, we’ve got all the answers right here.
What Is the $190M Capital One Settlement June 2025?
In 2019, Capital One had a major data breach. A hacker accessed personal data from over 100 million customers. Names, addresses, Social Security numbers, and even credit scores were exposed. That’s a serious privacy concern!
To make things right, Capital One agreed to a $190 million class-action settlement in 2025. If your data was exposed, you may be owed cash payments or free identity protection services.
Fun Fact: This is one of the largest consumer data breach settlements in U.S. history!
Who Is Eligible to Claim Money?
You’re probably wondering: “Do I qualify for the Capital One settlement?”
You might be eligible if:
- You had a Capital One credit card or account between 2015 and 2019.
- You were notified by Capital One that your information was part of the breach.
- You live in the United States.
- You submit a valid claim by the deadline.
If you’re not sure, check your email inbox or past mail. Capital One contacted affected customers directly.
How Much Money Can You Get?
The claim amount can vary depending on your situation. Here’s what you could receive:
- Up to $25/hour for time spent dealing with the breach (max 15 hours).
- Out-of-pocket costs up to $25,000 if you faced identity theft or fraud.
- Free identity monitoring for 3 years – even if you don’t claim money.
Example:
Let’s say you spent 5 hours changing passwords and checking your credit – that could mean $125 in compensation, even without fraud!
Key Dates You Need to Know
Don’t miss these important deadlines for the Capital One 2025 settlement:
- Claim Deadline: November 27, 2025
- Final Approval Hearing: October 7, 2025
- Payouts Expected: Early 2026, after court approval
Set a reminder so you don’t forget! If you miss the deadline, you might lose your chance to get paid.
How to File a Claim (Step-by-Step)
Filing your claim is simple and only takes a few minutes online:
- Visit the official claim website (check your email or mail for the link).
- Enter your claim ID or notice number (sent by Capital One).
- Choose your compensation type – cash or credit monitoring.
- Upload proof if claiming for out-of-pocket costs.
- Submit the form before the deadline.
Pro Tip: Keep a screenshot or email copy of your submission for records.
What If You Don’t File a Claim?
If you’re eligible but don’t file a claim:
- You won’t receive any money from the settlement.
- You’ll also miss out on free identity protection.
- You can’t sue Capital One later about the breach.
Filing a claim helps hold big companies accountable—and you get something back in return!
Is This a Scam?
Nope! This is a real legal settlement approved by the court. But watch out for fake emails or scam websites.
Tips to stay safe:
- Only file through the official settlement website.
- Never pay to file a claim – it’s free.
- Look for “.gov” or “.com” domains with trusted partners like Epiq or Kroll.
Why This Matters
This settlement reminds us how valuable our personal data is—and how companies must protect it. By claiming your part, you’re standing up for privacy rights.
Stat: In 2023 alone, over 422 million people were impacted by data breaches in the U.S.
Final Thoughts
If you were affected by the Capital One data breach, don’t wait! File your claim before the November 27, 2025 deadline. Whether you get $125 or much more, it’s worth checking.
This isn’t just about the money—it’s about protecting your identity and making sure companies handle your data responsibly.
